| CALL US NOW!
Institutional-Quality
Real Asset Lending
Predictable income through disciplined underwriting and senior secured, first-position real estate loans to experienced operators.
Send A Request
Get In Touch
Simplicity Through Transparency
Clear lending strategy, disciplined underwriting, and straightforward investor economics.
11-12%
TARGET NET RETURN
Annual
1ST LIEN
LOAN POSITION
Senior Secured
10%
PREFERRED RETURN
Paid Monthly
Florida
GEOGRAPHICAL FOCUS
Central & West Coast
Geographical Focus
Coastal Equity Funding concentrates its lending activities in Central Florida and Florida's West Coast—markets characterized by strong population growth and resilient fundamentals.
Tampa Bay Metropolitan Area
Sarasota-Bradenton Region
Greater Orlando Area
Fort Myers-Naples Corridor
Select opportunities in adjacent high-growth submarkets
OUR INVESTMENT PHILOSOPHY
Capital preservation and predictable income through disciplined underwriting and conservative leverage. We prioritize the safety of principal above all else.
First-Lien Security
All loans secured by first-position liens on income-producing or stabilized real estate assets, providing priority claim in the capital structure.
Conservative Leverage
Maximum loan-to-value ratios of 65-70% on stabilized assets, maintaining substantial equity cushion for downside protection.
Experienced Borrowers
Lending exclusively to operators with proven track records, strong local market knowledge, and demonstrated execution capability.
Disciplined Risk Management
We Are Here To Help You Get Your Financial Share Of The Pie
Our investment strategy emphasizes disciplined risk management and capital preservation through rigorous underwriting, conservative valuation assumptions, and continuous portfolio oversight. Each loan undergoes comprehensive due diligence, including analysis of borrower experience, property performance, market conditions, and exit strategy, supported by independent third-party appraisals and environmental reviews. We further protect investor capital through diversification across property types, borrowers, and submarkets, while maintaining focus within our core lending markets. After closing, loans are actively monitored through regular borrower communication, property inspections, and performance tracking. In the event of challenges, our team has the experience and capability to manage workouts, restructure loans, and navigate distressed situations to protect investor capital.
01
Underwriting Standards
Rigorous analysis of borrower experience, property cash flows, market conditions, and exit strategies. Independent third-party appraisals and environmental assessments on all collateral.
02
Active Monitoring
Continuous oversight of loan performance, property operations, and market conditions. Regular borrower communication and site inspections.
03
Portfolio Diversification
Diversification across property types, borrowers, and submarkets to mitigate concentration risk while maintaining focus within our core competency.
04
Workout Capability
Experienced team with proven ability to manage distressed situations, restructure loans, and protect investor capital through challenging market cycles.
Target Returns
1) Initial Screening
Preliminary review of loan request, borrower background, property type, location, and proposed loan terms to determine alignment with fund investment criteria.
2) Due Diligence
Comprehensive analysis of borrower financial statements, property cash flows, market conditions, comparable sales, and environmental assessments.
3) Valuation Analysis
Independent third-party appraisal, internal valuation review, and stress testing of property value assumptions under adverse scenarios.
4) Documentation
Preparation and execution of loan documents, title insurance, hazard insurance, and recording of first-position lien on collateral property.
5) Ongoing Monitoring
Regular borrower reporting, property inspections, financial covenant monitoring, and proactive communication throughout loan term.
Target returns are projections only and are not guaranteed. Actual returns may vary based on portfolio performance, market conditions, and other factors. Past performance is not indicative of future results.